You can apply for the UMB Simply Rewards Visa Card at the web portal of the financial services provider. The UMB Simply Rewards Card is a card which can be used for everyday purchases and earn reward points. One can use the UMB Simply Rewards Visa Card at multiple destinations such as gas stations, grocery stores, discount stores, restaurants and fast food stores.
For application you need to keep personal and financial details handy. You can apply at the website of the UMB through any computer or mobile browser. Read the guide below for a detailed walk through of the application procedure.
UMB Simply Rewards Visa Card Benefits
- The UMB Simply Rewards Visa Card is a rewards credit card which showers a wide range of rewards on almost every purchase.
- You can earn rewards on making purchase at grocery stores, departmental stores, gas stations and restaurants.
- The UMB Simply Rewards Card is flexible and easy to use program. The rewards can be used for cash backs, gift cards, merchandise, travel and prepaid cards.
- There is a 0% APR on purchases for 12 months.
- You get 15,000 bonus points on making a purchase worth $1500 in the first 3 months of account opening.
- You get a $0 liability protection.
- The credit card customers get easy online account management.
- The card is topped up with a wide range of Visa benefits such as travel assistance, auto rental and more.
UMB Simply Rewards Visa Card Rate and Fee
- APR rate of the credit card is 14.24% to 20.24%
- APR for cash advances is 27.24%
- APR for balance transfers is 20.24%
- The minimum interest charged is $0.50.
- Annual fee is $0
- Balance transfer fee is min 3% or $15
- Cash advance fee amounts to 3% or $15
- For late payments you need to pay $38
Requirements for Application
- If you wish to obtain the credit card you need to be at least 18 years of age.
- You must have a good credit score.
- Be a resident of the U.S.
- Have a valid SSN or ITIN
UMB Simply Rewards Visa Card Application
- If you wish to obtain the UMB Simply Rewards Visa Card you need to open the application page.
- Click on the ‘Apply Now’ button there and it will take you to the application form.
- Provide the following general information on the application form:
- First name
- Last name
- Date of birth
- Social security number
- Mother’s maiden name
- Email address
- Physical address
- Zip code
- Length at residence
- Phone number
- Move on to the financial information section then provide the following details:
- Employment status
- Employer name
- Length of employment
- Previous employer name
- Length of employment
- Work phone
- Residence status
- Gross annual salary
- Gross annual other income
- Other income source
- Check the box below to add an authorized user and read the rate and fee table.
- Agree to the terms and conditions and hit the ‘Submit’ button below.
Check Application Status
For checking application status you need to call on 800-821-5184. Provide the application reference number and other information and you will be provided with the status.
How to Activate Credit Card
- To activate a newly received UMB Simply Rewards Credit Card go to the activation page.
- Once the website opens there will be a section labelled ‘Activate My Card’.
- Enter the card number there and hit the ‘Continue’ button.
For getting in touch with the customer help desk call on 800-821-5184.
The UMB Simply Rewards Visa Card is a rewards card for anyone looking for a credit card showered with rewards. You can get the card if you meet the low line of criteria set by the UMB.